The percentile table
Household net worth percentiles by age bracket, Federal Reserve Survey of Consumer Finances, 2022 — the latest published wave.
| Age | 25th | Median | 75th | 90th |
|---|---|---|---|---|
| 18–24 | $88 | $10,222 | $33,898 | $184,516 |
| 25–29 | $3,784 | $31,470 | $130,606 | $296,830 |
| 30–34 | $11,016 | $88,631 | $186,140 | $538,750 |
| 35–39 | $16,548 | $138,588 | $389,432 | $864,340 |
| 40–44 | $23,812 | $134,382 | $436,892 | $1,182,580 |
| 45–49 | $47,668 | $213,586 | $680,298 | $1,428,714 |
| 50–54 | $54,414 | $266,140 | $913,012 | $2,576,540 |
| 55–59 | $84,977 | $321,074 | $1,137,318 | $2,672,160 |
| 60–64 | $80,372 | $392,860 | $1,131,122 | $3,042,280 |
| 65–69 | $68,972 | $393,480 | $1,154,552 | $2,961,060 |
| 70–74 | $124,757 | $438,700 | $1,234,946 | $2,999,396 |
| 75+ | $92,367* | $332,690* | $967,927* | $2,727,344* |
Source: Federal Reserve, Survey of Consumer Finances 2022. *The 75+ row blends the survey’s published 75–79 and 80+ bands.
How the estimate works
The calculator takes your net worth and interpolates between the published anchors — on a logarithmic scale, because wealth spreads out as it grows. It is a rough estimate by design: the anchors are 2022, your balances are today’s, and no percentile can rank a life. Treat it as a ballpark, not a grade.
Reading the table
The 25th percentile is the honest floor to know: at 18–24 it is $88, meaning a quarter of young households are essentially starting from zero. The jump from the 75th to the 90th percentile is where wealth concentration shows — at 60–64 the 75th percentile is $1,131,122 and the 90th is $3,042,280.