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• № 45 Child Care Cost Calculator Child care is the second rent, except the rent builds no equity and the landlord is a waiting list. One infant in a center costs $15,600 a year, which is 17.8 percent of the median household income, against a 7 percent line the government calls affordable. This ledger prices the care, checks it against that line, and counts the 2026 tax saving. →
• № 44 Road Trip Cost Calculator A road trip feels cheaper than flying until the receipts are added up, because the price in your head is the gas, and the gas is the smallest big line on the trip. This ledger prices the gas, the hotels, the food, the tolls, and the activities, and then it prices the flight for the same group, so the drive-versus-fly question gets an answer in dollars. →
• № 43 Moving Out Cost Calculator Most people underestimate moving out by $7,000 to $10,000, because the costs arrive in two currencies at once: the money due before the keys, and the money due every month after. This ledger prices both, on your rent and your pay, and tells you how many months of saving stand between you and the door. →
• № 42 Student Loan Payoff Calculator SAVE is gone, and the repayment rules were rewritten while millions of borrowers were already paying. This ledger prices the standard 10-year plan, a fixed payment of your own, and the 2026 RAP and IBR plans, on your balance and income. →
• № 41 Credit Card Payoff Calculator The minimum payment looks like the responsible amount, and it is sized to keep the balance alive, not to clear it. This ledger prices the minimum-only payoff in years and interest, then prices the fixed payment that escapes it, at your balance and APR. →
• № 40 Solar Panel Payback Calculator The 30 percent federal solar credit ended on December 31, 2025, so solar now starts with your own three numbers: your rate, your sun, and your price per watt. This ledger prices the system, the first year of bill savings, the break-even year, and 25 years of sunshine after the cost is repaid. →
• № 39 EV vs Gas Cost Calculator Gas is $4.28 a gallon and the $7,500 federal EV credit is gone, so the electric question is now pure arithmetic. This ledger prices the mile, the year, and the payback, and names the exact mileage where a five-year payback breaks even. →
• № 38 Health Insurance Cost Calculator Open enrollment opens November 1, and the cheapest premium is usually not the cheapest plan. This ledger prices both plans by total yearly cost, premiums plus out-of-pocket, and names the exact bill amount where the winner flips. →
• № 37 Home Heating Cost Calculator Winter heating bills are splitting by fuel this year: the EIA expects gas homes to spend $640 on average, down 9%, while oil homes face a 21% jump. This ledger prices your house by size, climate, insulation, fuel, and thermostat, and puts all five fuels on the same page. →
• № 36 Halloween Cost Calculator Americans will spend a record $13.1 billion on Halloween in 2025, $114.45 per person, says the National Retail Federation. This ledger prices your night line by line: the candy bowl, the costumes, the decorations, the pumpkins, and the party, checked against that national average. →
• № 35 Thanksgiving Dinner Cost Calculator The Farm Bureau prices the same Thanksgiving menu every year — $55.18 for ten in 2025. This ledger scales the itemized menu to your guest count, prices the frozen-vs-fresh bird, adjusts for your region, and puts catering, restaurant, and potluck math on the same page. →
• № 34 Grocery Budget Calculator The USDA prices a monthly grocery basket four ways — Thrifty to Liberal — for every age and sex. This market ledger builds your household person by person, returns its four official budgets ($1,023.70 to $1,678.70 for a family of four), and tells you which plan your actual spending is living in. →
• № 33 Closing Costs Calculator The down payment is only half the check you write on closing day. This settlement ledger prices the other half — lender fees, title lines, transfer tax by state, and prepaids — and lands on the number that matters: the $103,906 cash to close on a $450,000 home. →
• № 32 Moving Cost Calculator Hiring movers for a 2-bedroom runs about $900 across town and $4,100 for 1,000 miles — but a rental truck does the same trips for $214 and $1,594. This moving manifest prices all three ways, seasons the quote by month, and adds the packing, storage, and insurance most quotes bury. →
• № 31 Commute Cost Calculator Your commute costs more than gas money. This daily-mile ledger prices every mile at the IRS's 76 cents, parking by the day, and the hours in the car at your wage — then shows what each remote day saves. →
• № 30 Holiday Gift Budget Calculator Christmas costs whatever it costs — unless you decide first. This holiday ledger caps the budget, lists every gift, and turns what is left into a weekly savings plan counted down to the 25th. →
• № 29 Coffee Cost Calculator Nobody thinks about a five-dollar cup. This daily-grind ledger prices your habit — per year and invested at 7% over 10, 20, 30 years — then compares the cafe against the home pot. →
• № 28 Inflation Calculator A dollar is a rumor that changes every year. This buying-power ledger converts any amount across 1913 to 2026 on the BLS price index — then checks whether your paycheck kept up. →
• № 27 Home Renovation Cost Calculator The bid is half the project. This renovation worksheet prices your room, finishes, and scope — then posts the all-in number with the 15% buffer, the labor split, and what the resale data says. →
• № 26 College Cost & ROI Calculator The 2025–26 sticker is $25,850 a year public, $60,920 private — but nobody pays the sticker and nobody earns the average. This college ledger prices the degree’s true four-year cost, the loan payment, and the year your earnings break even. →
• № 25 Wedding Cost Calculator The national average is $34,200 for 117 guests — $292 a seat. This wedding ledger prices your celebration on The Knot’s 2026 figures, category by category, with the per-guest math and the three extras couples forget to budget. →
• № 24 Cost of Raising a Child Calculator Nobody hands you the bill at the hospital. They should: a middle-income family spends $233,610 raising a child to 17. This family ledger prices the whole eighteen years on the federal figures — plus the childcare years, and what that money becomes if invested instead. →
• № 23 Cost of Owning a Dog Calculator The shelter quotes the adoption fee. Nobody quotes the next twelve years. This kennel ledger posts six yearly line items and stamps the annual, first-year, and lifetime cost — plus what that money becomes if invested instead. →
• № 22 Roth vs Traditional Calculator Roth means the tax bill comes today and retirement is free; Traditional means the deduction comes today and retirement pays the bill. This choice slip prices both paths dollar for dollar — and stamps the winner. →
• № 21 Down Payment Calculator The down payment is the check on closing day, but the percentage decides your payment, your mortgage insurance, and how long you save. This settlement sheet posts the PMI schedule, the month the insurance drops off, and the full cash you need at the closing table. →
• № 20 Mortgage Refinance Calculator The rate is the headline; the break-even month is the answer. Post your current mortgage and the refinance offer, and this docket divides your closing costs by your monthly savings — the month the new loan starts paying you back — and stamps the verdict. →
• № 19 Net Worth Calculator Income is what you earn; net worth is what you keep. This wealth ledger adds up what you own and what you owe, stamps the difference, and posts your rough percentile against the Federal Reserve’s household wealth data for your age. →
• № 18 Salary Tax Calculator A $75,000 offer is not a $75,000 paycheck. This payroll slip runs your salary through the 2026 federal brackets, Social Security, and Medicare, posts the per-paycheck amount that actually lands, and shows what each extra $1,000 of raise really keeps. →
• № 17 Retirement Calculator Don’t pick a retirement date and hope the math cooperates. Post your age, savings, and monthly deposit and this retirement ledger solves for the age your money funds a 25× retirement — and posts the deposit that would retire you on schedule. →
• № 16 50/30/20 Budget Calculator The rule is three numbers: 50% of take-home pay for needs, 30% for wants, 20% kept. Post your real month and this allocation ledger stamps which bucket breaks the rule, by how many dollars, and what the overage costs you a year. →
• № 15 Compound Interest Calculator Compounding is quiet for a decade and loud afterwards. Post a starting amount and a monthly deposit; this growth ledger compounds interest month by month, separates what you put in from what growth added, deflates the result into today’s dollars, and dates the year your money doubles. →
• № 14 Emergency Fund Calculator Advice says save three to six months — of what? This slip starts from one month of must-pay bills, posts your 3, 6, 9, and 12-month targets as hard numbers, dates the month each one funds, and rubber-stamps how many months you can cover today. →
• № 13 Lease vs Buy Calculator The dealer sells you the monthly payment. This slip totals each path’s true net cost — lease outlay vs loan payments minus the equity you keep — and rubber-stamps the winner, with the break-even lease payment to negotiate from. →
• № 12 Rent vs Buy Calculator Comparing rent to a mortgage payment is the wrong math. The slip totals the true cost of owning — taxes, insurance, maintenance, closing, selling — against rent over the years you’ll actually stay, then stamps the winner and your break-even year. →
• № 11 Car Affordability Calculator The dealer sells the monthly payment; this slip works backwards — income in, max sticker price out, under the strict 20/4/10 rule or the practical 15% rule. A second tab prices any loan’s payment, interest, and true monthly cost, and stamps whether it fits. →
• № 10 Mortgage Calculator Shop the payment, not the price tag: the true monthly cost of any loan — P&I, tax, insurance, HOA, PMI — or the max house your income supports under the 28/36 rule, with a year-by-year payoff ledger. →
• № 9 Subscription Audit Calculator Guess what you spend on subscriptions each month, then list them all on one slip. The ledger posts your true monthly and yearly totals, the guess-vs-reality gap, and a stamped cancel list with the exact dollars per year you get back. →
• № 8 Sleep Cycle Calculator Tell it when the alarm goes off and it counts backward through 90-minute sleep cycles, with 15 minutes to drift off, and stamps the bedtimes that let you wake between cycles instead of inside one. Or tap the night-owl button for the best wake-up times from right now. →
• № 7 TDEE and Macro Calculator Type in your stats, get your true daily burn (TDEE), then flip between cut, maintain, and bulk targets with exact protein, fat, and carb grams for each. →
• № 6 Debt Payoff Calculator List your debts, set one monthly budget, and see avalanche and snowball payoff plans side by side: the payoff order, your debt-free date, total interest, and a month-by-month schedule for each. →
• № 5 Savings Goal Calculator How much to save monthly to hit your goal, with year-by-year growth. →
• № 4 Rent Affordability Calculator Type in your salary and this rent worksheet stamps your maximum rent by the 30% rule, the comfortable 25-to-30% band, and the monthly budget your rent has to fit inside. A rent ladder shows what every share of income buys. →
• № 3 Freelance Rate Calculator What should you charge per hour? Type in the income you want to take home, your rough tax rate, and your expenses. The slip works backwards through taxes, a profit cushion, and the hours clients actually pay for, and stamps your minimum hourly rate — with a rate card you can copy. →
• № 2 Final Grade Calculator Tell it your current grade and how much the final is worth. It’ll tell you exactly what score you need to keep your A (or whether that’s still possible), or project your final grade from an expected exam score. →
• № 1 Hourly ↔ Salary Converter Type in an hourly wage, see instantly what it means per week, per month, per year, and what lands in your bank account. Flip it around to turn any salary back into an hourly rate. Overtime, take-home estimates, and side-by-side wage comparisons included. →

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Popular wage searches

Straight answers to the web’s most-asked pay question, “$X an hour is how much a year?”: with gross pay, take-home estimates, and a working calculator on every page.

• $15 an hour → $31,200/year
• $18 an hour → $37,440/year
• $20 an hour → $41,600/year
• $22 an hour → $45,760/year
• $25 an hour → $52,000/year
• $30 an hour → $62,400/year
• $35 an hour → $72,800/year
• $40 an hour → $83,200/year
• $50 an hour → $104,000/year