Terms of Use

By using this site you agree to these terms. They are written in plain language on purpose.

What the site is for

Daily Micro Tools provides free calculators and explanatory pages for general information and illustration. The tools are built carefully and checked before publishing, but they are simplifications — real decisions involve details no calculator can see.

Not professional advice

Nothing on this site is financial, tax, legal, or professional advice. Figures are estimates for illustration only. Tax tools model a stated tax year and filing status and cannot reflect your full situation; mortgage and retirement tools use stated assumptions that will differ from any real offer or plan. For decisions that matter, talk to a qualified professional.

Acceptable use

Use the tools for their intended purpose. Do not attempt to disrupt the site, scrape it aggressively in a way that degrades service for others, or misrepresent the site's content as your own. The site's design, text, and calculators are the property of Daily Micro Tools; you may link to any page freely.

No warranties

The site is provided “as is,” without warranties of any kind. We work to keep every calculator correct and every page available, but we do not guarantee accuracy, completeness, or uninterrupted availability.

Limitation of liability

To the fullest extent permitted by law, Daily Micro Tools is not liable for any loss or damage arising from your use of, or reliance on, the site's content.

Changes

These terms may be updated as the site grows; the current version is always posted here. Continued use of the site after changes means you accept the updated terms.