What does the average person spend on subscriptions? Form SA-9
Between $219 and $273 a month — $2,628 to $3,276 a year — depending on which survey you ask. Below are the numbers, with sources; below them is the three-minute audit that tells you where you sit against them.
Tool № 9 · Sunday, September 27, 2026 · free, always
$2,628 to $3,276 a year, depending on the survey.
Input slip · Form SA-9
First, the guess — then the ledger. List every subscription once and the page posts your true monthly and yearly totals, plus the cancel list, below the tear line. Everything stays in your browser; nothing is sent anywhere.
Posted entry · Form SA-9-R
Estimates, not financial advice. This page converts the billing cycles you enter to one scale and totals them. It doesn’t check your bank statements, doesn’t cancel anything for you, and isn’t financial advice. Cancel inside each service itself; the ledger just shows you the number.
Find your own number Form SA-9
Averages are interesting; yours is actionable:
The numbers, with sources Form SA-9
C+R Research (2024) found U.S. adults paying for any subscription averaged $219 a month. Bango’s Subscription Wars 2024 put it at $237, up from $213 the prior year. Empower’s 2025 report measured $273 a month once hidden bundled subscriptions were counted. The SubscriptionShame Q1 2026 report, weighted across surveys and its own pricing database, landed on $273 a month.
Two details matter more than the headline. First, the guess gap: people estimate $86 a month; the itemized reality is $219 — the gap that this site’s audit page exists to close. Second, the demographics: Gen Z averages $377 a month, millennials $276, and 42% of adults are paying for at least one subscription they’ve forgotten about. Streaming alone averages four platforms and about $69 a month per household (Deloitte 2025), before music, gaming, cloud, or apps.
The seeded ledger above is that streaming-heavy median: $995.76 a year against an $86 guess. If your number beats the average, the cancel list on the main audit page is the next step — not guilt, arithmetic.
Common questions Form SA-9
What is the average monthly subscription spending in 2026?
Between $219 and $273 a month, depending on the survey. The low end is C+R Research’s $219/month; the high end is Empower’s and SubscriptionShame’s $273/month, which count hidden bundled subscriptions the others miss.
Which generation spends the most on subscriptions?
Gen Z, at $377 a month on average, followed by millennials at $276. Streaming, gaming, and food delivery dominate their ledgers.
How much do Americans spend on streaming alone?
The average household pays for 4 streaming platforms at a combined $69 a month, per Deloitte’s 2025 Digital Media Trends survey — and that excludes music, gaming, fitness, software, and delivery memberships.
Is subscription spending still rising?
Every survey that measures it year over year says yes. Bango measured $213/month in 2023 and $237 in 2024; the Empower and SubscriptionShame 2025–2026 figures are higher still.
Why do surveys disagree with each other?
They count different things. The low figures count only subscriptions people name; the high ones include bundled perks (Apple One, carrier add-ons) that people don’t think of as subscriptions. The honest answer is a range, not a number.
Also in the ledger Form SA-9
- Savings Goal Calculatorwhat the cancel list becomes: the monthly deposit that turns your $359/yr back into a goal with year-by-year growth.
- Debt Payoff Calculatorkill the quiet charges before they compound: avalanche vs. snowball on every balance you carry.
- Freelance Rate Calculatorthe other side of the ledger: the minimum hourly rate that keeps the money coming in.
- TDEE and Macro Calculatoryour body ledger: the daily burn and the macros that fit inside it.