What does streaming really cost? Form SA-9
The average household pays for four streaming platforms at about $69 a month — and that’s before the music add-on, the cloud tier, and the bundle trial that converted. This page lists the whole tangle on one slip and stamps the real yearly number.
Tool № 9 · Sunday, September 27, 2026 · free, always
Four platforms is the average. The tangle is the total.
Input slip · Form SA-9
First, the guess — then the ledger. List every subscription once and the page posts your true monthly and yearly totals, plus the cancel list, below the tear line. Everything stays in your browser; nothing is sent anywhere.
Posted entry · Form SA-9-R
Estimates, not financial advice. This page converts the billing cycles you enter to one scale and totals them. It doesn’t check your bank statements, doesn’t cancel anything for you, and isn’t financial advice. Cancel inside each service itself; the ledger just shows you the number.
Run the audit your own way Form SA-9
Different doors into the same ledger:
How the tangle forms Form SA-9
Streaming costs grew by addition, not by decision. A service per household member, a bundle because the math looked good for one show, a carrier perk that was free for six months and then wasn’t, a music add-on attached to a video plan nobody opened the terms of. Each row was reasonable on the day it was added; the total is where the surprise lives.
The seeded ledger is a mild case: two services you watch, a bundle trial that converted, and a music add-on you forgot — $797.04 a year, with $371.28 of it on the cancel list. The fix isn’t austerity; it’s the audit. List the bundle as one row, ask whether you’d renew any piece of it alone, and rotate: subscribe for the show, cancel when it ends.
Common questions Form SA-9
Am I paying for the same service twice?
It’s the most common duplicate: a standalone subscription plus the same service inside a bundle (music inside a phone-plan bundle, video inside a bigger package). List every row with its category and the duplicates show themselves.
Is a bundle cheaper than subscribing separately?
Only if you’d pay for every piece alone. A $19.99 bundle replacing $15.49 + $10.99 is a deal; a $19.95 bundle where you only watch one service is a $19.95 service with free stuff you don’t use.
What are “carrier perks” subscriptions?
Streaming, cloud, or music services included free — temporarily — with a phone, internet, or credit-card plan. They convert to paid without a new sign-up moment, which is exactly why they belong on the ledger.
How do I find streaming subscriptions I’ve forgotten?
Your app-store subscription list (Apple or Google) is the complete inventory of anything billed through your phone. For the rest, search three months of card statements for the words “subscription,” “premium,” and “plus.”
Also in the ledger Form SA-9
- Savings Goal Calculatorwhat the cancel list becomes: the monthly deposit that turns your $359/yr back into a goal with year-by-year growth.
- Debt Payoff Calculatorkill the quiet charges before they compound: avalanche vs. snowball on every balance you carry.
- Freelance Rate Calculatorthe other side of the ledger: the minimum hourly rate that keeps the money coming in.
- TDEE and Macro Calculatoryour body ledger: the daily burn and the macros that fit inside it.